Clinic-Based Financial Coaching and Family Health and Development

The Effect of a Clinic-Based Financial Coaching on Health and Development

This study will examine the impact of clinic-based financial coaching on parent health-related quality of life and child development measures, as well as family social needs for families with young children receiving pediatric care at a primary care practice in the Los Angeles County safety net.

Study Overview

• Status: Active, not recruiting
• Conditions: Quality of Life; Development, Child; Economic Problems
• Intervention / Treatment: Behavioral: Financial coaching and services

Detailed Description

With an expert group of researchers, financial coaches, and implementation scientists, we will study the impact of clinic-based financial coaching on parent health-related quality of life, child developmental risk, and social needs.We will conduct a clinical randomized controlled trial of financial coaching for low-income families. Parents of infants in a large pediatric primary care safety-net clinic will receive either 1) financial coaching from trained coaches plus social needs screening and resource navigation at all well child visits (intervention) or 2) social needs screening and navigation alone (active control) and will be followed for five years. Aims include:

1a) Examine parent outcomes of overall health-related quality of life (primary parent outcome);

1b) Examine child outcomes of developmental risk scores (primary child outcome) and well-child visit adherence;

1c) Examine family social needs outcomes, including incidence of any food insecurity, housing instability, transportation or utilities interruptions (primary family outcome any one or more) and resource use; and financial metrics.

• Study Type: Interventional
• Enrollment (Estimated): 400
• Phase: Not Applicable

Contacts and Locations

Study Locations

• United States
  • California
    • Los Angeles, California, United States, 90024
      • Adam Schickedanz

Participation Criteria

Eligibility Criteria

• Ages Eligible for Study: 18 years and older (Adult, Older Adult)
• Accepts Healthy Volunteers: Yes

Description

Inclusion Criteria:

• Parents/caregivers in families with children 4 months or under at enrollment receiving care at Harbor-UCLA medical center clinic.

Exclusion Criteria:

• Cognitive impairment or not speaking English or Spanish.

Study Plan

How is the study designed?

Design Details

• Primary Purpose: Health Services Research
• Allocation: Randomized
• Interventional Model: Parallel Assignment
• Masking: None (Open Label)

Number of Arms

2

Arms and Interventions

Participant Group / Arm	Intervention / Treatment
Experimental: Intervention - Financial Coaching Plus Social Needs Screening; Families in this intervention arm will receive financial coaching at each well child visit, in addition to clinic-based social needs screening and referral.	Behavioral: Financial coaching and services; The intervention will consist of clinic-based financial coaching that focuses on improving financial stability through longitudinal visits with financial services professionals to address financial goals.
Active Comparator: Control - Social Needs Screening and Referral; Families in this active control arm will receive social needs screening and referral to community resources to address identified social needs.	Behavioral: Financial coaching and services; The intervention will consist of clinic-based financial coaching that focuses on improving financial stability through longitudinal visits with financial services professionals to address financial goals.

What is the study measuring?

Primary Outcome Measures

Outcome Measure	Measure Description	Time Frame
Health-Related Quality of Life (HRQOL) - Patient Reported Outcome Measurement Information System Global Health Short Form 10-Item Scale (PROMIS-10)	Health-related quality of life will be measured at baseline and regular intervals using the Patient-Reported Outcomes Measurement Information System Global Health Short Form 10 (PROMIS 10). This will be the primary outcome for parents in the study. The PROMIS-10 measures overall health, physical health, mental health and social functioning and is scored on a T-scored range with 50 as the mean and 10 as the standard deviation. Higher scores indicate better HRQOL.	Interval change in PROMIS-10 HRQOL will be assessed over up to a 5 year period.
Developmental Risk - Ages and Stages Questionnaires	Parent report of child developmental risk via clinic-based developmental questionnaires (Ages and Stages Questionnaires, ASQ) will be used to measure developmental risk. The ASQ measure contains sub-scales for each developmental domain (gross motor, fine motor, problem solving, communication, problem-solving, personal-social). Parent-reported ASQ items yield a score from 0-60 with cutoffs determining children at risk for developmental delay. Higher scores indicate less risk of developmental delay.	Interval change in developmental risk will be assessed over up to a 5 year period.
Presence of Any Social Need - Accountable Health Communities Social Needs Screening Items	Family social needs to be assessed at baseline and regular intervals include food insecurity, housing insecurity, transportation problems, utilities problems, and legal issues. All of these social needs are measured using the Accountable Health Communities Social Needs Screener and the presence of any of the above social needs will be interpreted as the presence of a social need. Social needs resource use will also be measured.	Interval change in presence of any social need will be assessed over up to a 5 year period.

Secondary Outcome Measures

Outcome Measure	Measure Description	Time Frame
Economic Stress - Family Economic Strain Scale.	Family economic stress will be measured using the Family Economic Strain Scale (FESS) score. The FESS has 15 items and ranges from a score of 5 to 75, with higher scores indicating less financial stress.	Interval change in FESS will be assessed over up to a 5 year period.
Parenting Self-Efficacy - Parenting Sense of Competence Scale	Parenting self-efficacy will be measured using the Parenting Sense of Competence Scale (PSOC). The PSOC is a 17 item scale with a range from 17 to 102, with higher scores indicating more parent competence.	Interval change in PSOC will be assessed over up to a 5 year period.
Pediatric Primary Care Visit Adherence	Pediatric primary care visit adherence will be measured as a rate for families in the study.	Interval change in pediatric primary care visit adherence will be assessed over up to a 5 year period.

Other Outcome Measures

Outcome Measure	Measure Description	Time Frame
Financial Measures - Income	Family financial measure of dollar value of yearly income will be collected via survey.	Interval change in financial measures will be assessed over up to a 5 year period.
Financial Measures - Savings	Family financial measure of dollar value of savings will be collected as part of the study via survey.	Interval change in financial measures will be assessed over up to a 5 year period.
Financial Measures - Debt	Family financial measure of dollar value of debt will be collected as part of the study via survey.	Interval change in financial measures will be assessed over up to a 5 year period.
Financial Measures - Credit Score	Family financial credit score will be collected as part of the study via survey.	Interval change in financial measures will be assessed over up to a 5 year period.

Collaborators and Investigators

• Sponsor: University of California, Los Angeles

Study record dates

Study Major Dates

• Study Start (Actual): November 7, 2018
• Primary Completion (Estimated): December 31, 2029
• Study Completion (Estimated): July 31, 2030

Study Registration Dates

• First Submitted: November 7, 2018
• First Submitted That Met QC Criteria: November 7, 2018
• First Posted (Actual): November 9, 2018

Study Record Updates

• Last Update Posted (Actual): July 13, 2026
• Last Update Submitted That Met QC Criteria: July 9, 2026
• Last Verified: July 1, 2026

More Information

Terms related to this study

• Other Study ID Numbers: UCLAHarborSchickedanzMFP

Plan for Individual participant data (IPD)

• Plan to Share Individual Participant Data (IPD)?: NO

Drug and device information, study documents

• Studies a U.S. FDA-regulated drug product: No
• Studies a U.S. FDA-regulated device product: No
• product manufactured in and exported from the U.S.: No