The Effect of Financial Literacy Education on Financial Literacy and Future Anxiety in Final-Year Nursing Students (FLANURSE)

July 28, 2025 updated by: Miray Aksu, Saglik Bilimleri Universitesi

The Effect of Financial Literacy Education on Financial Literacy and Future Anxiety in Final Year Nursing Students: A Randomized Controlled Study

This study aims to evaluate the effect of financial literacy education on financial literacy levels and future anxiety among senior-year nursing students. The research will be conducted at the University of Health Sciences, Gülhane Faculty of Nursing, using a randomized controlled trial design with pre-test and post-test measures. Participants will be selected from fourth-year nursing students enrolled in the 2024-2025 academic year. The intervention group will receive financial literacy training delivered by an expert in economics. The study will use the Financial Literacy Behavior and Attitude Scale and the Future Anxiety Scale for University Students to assess outcomes. The effectiveness of the training will be evaluated by comparing pre- and post-intervention data.

Study Overview

Status

Completed

Conditions

Intervention / Treatment

Detailed Description

his randomized controlled trial investigates the effectiveness of financial literacy education on improving financial literacy levels and reducing future anxiety among final-year nursing students. The intervention is designed to provide students with essential knowledge and skills related to budgeting, saving, opportunity cost, and financial planning, aiming to improve their confidence in managing personal finances and reducing anxiety about their future economic well-being.

Participants will be randomly assigned to either an experimental group receiving the educational intervention or a control group receiving no intervention during the main study period. Both groups will complete baseline (pre-test) and follow-up (post-test) assessments three weeks apart using the Financial Literacy Behavior and Attitude Scale and the Future Anxiety Scale for University Students. To ensure ethical equity, the control group will receive the same financial literacy education after the final assessments.

The study aims to provide evidence-based recommendations for incorporating financial literacy training into nursing curricula to better prepare students for their future professional and personal lives.

Study Type

Interventional

Enrollment (Actual)

68

Phase

  • Not Applicable

Contacts and Locations

This section provides the contact details for those conducting the study, and information on where this study is being conducted.

Study Locations

  • Turkey
    • Etlik/Keçiören
      • Ankara, Etlik/Keçiören, Turkey, 06010
        • University of Health Sciences, Gülhane Faculty of Nursing

Participation Criteria

Researchers look for people who fit a certain description, called eligibility criteria. Some examples of these criteria are a person's general health condition or prior treatments.

Eligibility Criteria

Ages Eligible for Study

  • Adult

Accepts Healthy Volunteers

Yes

Description

Inclusion Criteria:

  • Willingness to voluntarily participate in the study
  • Enrollment as a 4th-year nursing student at the University of Health Sciences, Gülhane Faculty of Nursing, during the 2024-2025 academic year
  • No known hearing or visual impairments
  • No prior participation in any financial literacy education

Currently employed in a paid part-time or full-time job

Exclusion Criteria:

  • Voluntary withdrawal from the study at any point
  • Incomplete participation in the study stages (e.g., missing pre-test or post-test data)

Study Plan

This section provides details of the study plan, including how the study is designed and what the study is measuring.

How is the study designed?

Design Details

  • Primary Purpose: Health Services Research
  • Allocation: Randomized
  • Interventional Model: Parallel Assignment
  • Masking: None (Open Label)

Arms and Interventions

Participant Group / Arm
Intervention / Treatment
Experimental: Financial Literacy Education
Participants in this group received financial literacy education delivered by an expert in economics. The training covered budgeting, saving, investment tools, opportunity cost, and financial planning. Measurements were taken before and three weeks after the training.
Behavioral: Financial Literacy Education
A structured financial literacy training program delivered by an expert in economics. The training includes topics such as budgeting, saving, opportunity cost, financial planning, and investment tools. It was provided to the experimental group over a single session, and outcomes were assessed three weeks later.
No Intervention: Control Group
Participants in this group did not receive any financial literacy education during the main study period. However, the same training was provided after post-intervention data collection to ensure ethical equity. Measurements were taken at the same intervals as in the experimental group.

What is the study measuring?

Primary Outcome Measures

Outcome Measure
Measure Description
Time Frame
Change in financial literacy scores
Time Frame: Baseline and 3 weeks post-intervention
Financial literacy will be measured using the Financial Literacy Behavior and Attitude Scale (FODTÖ), which includes subdimensions such as spending, attitude, perception, and interest. Higher scores indicate greater financial literacy. As the score on the scale increases, future anxiety increases; as the score decreases, future anxiety decreases.
Baseline and 3 weeks post-intervention

Collaborators and Investigators

This is where you will find people and organizations involved with this study.

Sponsor

Saglik Bilimleri Universitesi

Investigators

  • Principal Investigator: Miray Aksu, Phd, Saglik Bilimleri Universitesi

Study record dates

These dates track the progress of study record and summary results submissions to ClinicalTrials.gov. Study records and reported results are reviewed by the National Library of Medicine (NLM) to make sure they meet specific quality control standards before being posted on the public website.

Study Major Dates

Study Start (Actual)

May 27, 2025

Primary Completion (Actual)

June 17, 2025

Study Completion (Actual)

June 18, 2025

Study Registration Dates

First Submitted

July 19, 2025

First Submitted That Met QC Criteria

July 28, 2025

First Posted (Actual)

July 30, 2025

Study Record Updates

Last Update Posted (Actual)

July 30, 2025

Last Update Submitted That Met QC Criteria

July 28, 2025

Last Verified

July 1, 2025

More Information

Terms related to this study

Keywords

Additional Relevant MeSH Terms

Other Study ID Numbers

  • SBU-HEM-MA-03
  • GATA-BAEK-2025/05-236 (Other Identifier: Gülhane Scientific Research Ethics Committee Approval No)

Plan for Individual participant data (IPD)

Plan to Share Individual Participant Data (IPD)?

NO

Drug and device information, study documents

Studies a U.S. FDA-regulated drug product

No

Studies a U.S. FDA-regulated device product

No

This information was retrieved directly from the website clinicaltrials.gov without any changes. If you have any requests to change, remove or update your study details, please contact register@clinicaltrials.gov. As soon as a change is implemented on clinicaltrials.gov, this will be updated automatically on our website as well.

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